You got it right. As you say, learning is an internal process. It can happen in many ways, not only through instruction or training. I learned just by reading your post. Was it training? Instruction? Performance support? No it was simply learning.

Learning just happens. It may be planned and structured but this is not a requirement to learn. In fact, learning the hard way is normally neither planned nor structured.

Therefore, the problem is not the terminology, but the semantic. Just because some people call computer based training e-learning, it does not mean that all e-learning is computer based training.

In my mind, e-learning refers to any learning that happens through information technolgy. Like reading your blog...